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VA Loans: No Down Payment vs. No Closing Costs

VA Loans: No Down Payment vs. No Closing Costs

VA Loans: No Down Payment vs. No Closing CostsJohn "JT" Terry
Published on: 13/11/2026

A VA purchase loan may require no down payment, but closing expenses still matter. Understand funding fees, exemptions, credits, and the cash-to-close estimate.

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USDA Home Loans: Do You Have to Buy a Farm?

USDA Home Loans: Do You Have to Buy a Farm?

USDA Home Loans: Do You Have to Buy a Farm?John "JT" Terry
Published on: 13/11/2026

USDA home financing is about eligible homes and households, not buying a farm. Learn how to check the address, income rules, and actual cash requirement.

Mortgage Questions
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