John "JT" TerryBusiness revenue is not automatically mortgage qualifying income. Learn what self-employed buyers should ask about records, business cash, and income history.
John "JT" TerryA mortgage letter is not final approval. Learn what to ask about document review, conditions, budget, credit checks, and rate locks before making an offer.
John "JT" TerryChoosing FHA or conventional? Compare cash to close, mortgage insurance, total payment, and your expected time in the home instead of rate alone.
John "JT" TerryYour down payment is only part of your homebuying budget. Understand closing costs, prepaids, deposits, credits, and the savings to keep after closing.