Terms of Service

Last Updated: January 20, 2026

Welcome to https://barrettmortgagegroup.com (the “Site”). These Terms of Service (“Terms”) govern your use of the Site and any related communications or services provided by Cat & JT | Success Mortgage Partners (“we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms.

1) Informational Use Only — Not Financial or Legal Advice

Content on this Site is provided for general informational purposes only and does not constitute financial, legal, tax, or credit advice. Mortgage guidelines, rates, and program availability can change and may vary by borrower qualifications and lender requirements.

2) No Loan Commitment or Guarantee

Submitting information through this Site (including forms, chat, email, or phone) does not create a loan commitment or guarantee of approval. Pre-approval and underwriting outcomes depend on verification, documentation, and lender underwriting.

3) Eligibility and Accuracy of Information

You agree to provide accurate, complete information when submitting inquiries or applications. You are responsible for ensuring the accuracy of information you provide. We may rely on the information you provide to respond to your request.

4) Communications and SMS/Text Messaging

If you provide a phone number, you consent to receive calls and/or text messages related to your inquiry, including appointment scheduling, follow-ups, and updates.

* Message frequency may vary

* Message and data rates may apply

* Reply STOP to opt out of texts, HELP for help

We do not require SMS consent as a condition of obtaining services.

5) Third-Party Links and Services

The Site may include links to third-party websites, tools, application portals, or resources. We do not control and are not responsible for third-party content, policies, or practices. Use third-party services at your own discretion and review their terms and privacy policies.

6) Intellectual Property

All content on the Site (text, graphics, logos, layout, and design) is owned by or licensed to us and is protected by applicable intellectual property laws. You may view and use the Site for personal, non-commercial purposes only. You may not copy, reproduce, distribute, or create derivative works without written permission.

7) Prohibited Uses

You agree not to:

* Use the Site for unlawful purposes

* Attempt to gain unauthorized access to the Site, systems, or data

* Interfere with site security or functionality

* Submit malicious code, spam, or automated scraping

* Misrepresent your identity or submit false information

8) Disclaimers

The Site is provided “as is” and “as available.” We make no warranties, express or implied, regarding the Site’s availability, accuracy, or fitness for a particular purpose. We do not guarantee that the Site will be uninterrupted or error-free.

9) Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, including reliance on information provided on the Site.

10) Indemnification

You agree to indemnify and hold harmless Cat & JT | Success Mortgage Partners and affiliated parties from any claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising from your misuse of the Site or violation of these Terms.

11) Changes to the Site and Terms

We may update or modify the Site or these Terms at any time. Continued use of the Site after changes are posted means you accept the updated Terms. The “Last Updated” date reflects the effective date.

12) Governing Law

These Terms are governed by the laws of the State of Oklahoma, without regard to conflict-of-law rules.

13) Contact

If you have questions about these Terms, contact:

Cat & JT | Success Mortgage Partners
Phone: 580-226-4282
Email: [email protected]